Starling Bank · checking account · UK
Convert Starling Bank CSV Statements to QuickBooks QBO/OFX Format
Drop a Starling Bank export below. The columns are pre-selected for this layout, the rows are checked for the problems that break imports, and the QBO, OFX or QFX file is generated on this page. Your statement is parsed by a Web Worker inside your own browser and never leaves the device.
Imports into Xero, QuickBooks, FreeAgent and Sage.
- No upload — parsed locally
- Pre-mapped for this layout
- Ready for Xero
Statement conversion workspace
Statement file input
Data is parsed entirely in local memory via client-side Web Workers. Zero server uploads. Impenetrable compliance.
Column mapping rules
mapping rules
Live preview
0 rowsPre-flight
awaiting file
Output format compliance
The Starling Bank CSV layout
What a Starling Bank export contains, and which field each column becomes in the converted file.
- Date format
- DD/MM/YYYY (DMY)
- Amount convention
- One signed column — debits negative, credits positive
- Header row
- 6 columns
- Currency
- £ GBP · e.g. £1,234.56
- Layout checked
- 2026-09-05
This layout is compiled from published export formats and has not yet been diffed against a live Starling Bank download. Banks change their columns, and the shape differs between account types. Your conversion is unaffected — the converter reads the real schema from your file — so adjust the mapping above if your export differs from the table.
| # | Column in export | Pre-selected as |
|---|---|---|
| 1 | Date | date |
| 2 | Counter Party | payee |
| 3 | Reference | referenceNumber |
| 4 | Type | type |
| 5 | Amount (GBP) | amount |
| 6 | Balance (GBP) | balance |
Import errors this layout causes, and what happens instead
Starling embeds the currency in the column NAME — "Amount (GBP)" — rather than in a separate column or as a symbol on each value. Importers matching headers against "Amount" do not recognise it, and any logic reading a per-row currency finds nothing and falls back to a default that may well be wrong. The payee sits under "Counter Party" rather than Description, Payee or Name, which is a second exact-match miss in the same file.
No statement data leaves your device
Conversion runs in a Web Worker inside this page, so your statement is never uploaded. Because none of its contents reach our servers or any third party, there is no transfer of client financial data to a processor when you use this tool — the file, and every account number and payee name in it, stays on the machine that opened it.
Running off the main thread is also what keeps the page responsive. Encoding detection, a full parse and emitting a large document are heavy on a long statement; on the main thread that would freeze the interface. The worker carries a processing deadline, so a malformed file fails with a clear message rather than hanging.
Three things touch the network, and none carries statement data: a subscription check when a file exceeds the free row limit, an advertising tag recording that a conversion happened, and anonymous usage counters — the output format and a coarse size band such as “51–200 rows”. No filename, no amounts, no payee names, no account numbers. The file stays in the tab, and closing the tab discards it.
Starling Bank CSV conversion questions
- How do I convert a Starling Bank CSV statement to Xero?
- Export your Starling Bank checking account transactions as CSV, then drop the file into the Luventra converter. The Starling Bank column layout is pre-selected, so the Date, Description and Amount fields map automatically. Generate a QBO, OFX or QFX file and import it into Xero. The statement is parsed inside your own browser, so the file is never uploaded.
- Why does my Starling Bank CSV fail to import into Xero?
- Starling embeds the currency in the column NAME — "Amount (GBP)" — rather than in a separate column or as a symbol on each value. Importers matching headers against "Amount" do not recognise it, and any logic reading a per-row currency finds nothing and falls back to a default that may well be wrong. The payee sits under "Counter Party" rather than Description, Payee or Name, which is a second exact-match miss in the same file.
- What date format does a Starling Bank export use?
- Starling Bank exports dates in DD/MM/YYYY format. Luventra reads that order directly and rewrites each date into the OFX timestamp format that Xero expects, so days and months are not transposed on import.
- How does Starling Bank represent debits and credits in its CSV?
- One signed column — debits negative, credits positive Luventra normalises this into a single signed amount per transaction before writing the QBO or OFX file, which is what Xero expects.
- Is my Starling Bank statement uploaded to a server?
- No. The Starling Bank CSV is parsed and converted entirely inside an isolated Web Worker in your own browser. No transaction text, amounts, payee names, account numbers or file names are transmitted to Luventra or any third party, and no copy of the statement is stored anywhere.
- Does a Starling Bank CSV export include a header row?
- Yes. A Starling Bank export starts with a header row: Date, Counter Party, Reference, Type, Amount (GBP), Balance (GBP). Luventra matches those column names automatically, so the mapping is already correct when the file loads.